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Privacy Policy

Last Updated: May 13, 2025

At Universal Auto Brokers, we value your privacy and are committed to protecting your personal information. This Privacy Policy describes how we collect, use, and share information when you use our website, services, applications, and tools (collectively, the "Services").

Please read this Privacy Policy carefully to understand our practices regarding your personal information. By using our Services, you consent to the data practices described in this policy.

1. Information We Collect

We collect information from you when you use our Services, including:

1.1 Personal Information

  • Contact information: Name, email address, phone number, and postal address
  • Business information: Company name, business address, EIN, and state licensing information
  • Financial information: Payment card details, banking information, and billing address
  • Identification information: Driver&apo;s license, state ID, or other government-issued identification

1.2 Usage Information

  • Device information: IP address, browser type, operating system, and device identifiers
  • Log information: Access times, pages viewed, and browser settings
  • Location information: General location based on IP address and precise location if permitted by you
  • Cookie data: Information collected through cookies and similar technologies

2. How We Use Your Information

We use the information we collect for various purposes, including to:

  • Provide, maintain, and improve our Services
  • Process transactions and send related information
  • Verify your identity and prevent fraud
  • Assist with dealer licensing and documentation
  • Communicate with you about our Services, updates, and promotions
  • Personalize your experience and deliver content relevant to your interests
  • Monitor and analyze trends, usage, and activities in connection with our Services
  • Comply with legal obligations and enforce our terms and policies

3. Information Sharing and Disclosure

We may share your information with:

  • Service providers: Third-party vendors who provide services on our behalf, such as payment processing, data analysis, email delivery, and customer service
  • Business partners: Dealers, financial institutions, and other partners who offer services in conjunction with us
  • Legal authorities: When required by law or if we believe that disclosure is necessary to protect our rights or comply with a judicial proceeding, court order, or legal process
  • Corporate transactions: In connection with a merger, acquisition, or sale of assets, your information may be transferred as a business asset

We do not sell your personal information to third parties for their marketing purposes without your explicit consent.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, accidental loss, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

We maintain security measures including:

  • Encryption of sensitive information
  • Secure networks and servers
  • Regular security assessments
  • Access controls and authentication procedures
  • Employee training on data protection

5. Your Choices and Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • Access to your personal information
  • Correction of inaccurate or incomplete information
  • Deletion of your personal information
  • Restriction or objection to processing
  • Data portability
  • Withdrawal of consent

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

6. International Data Transfers

Your information may be transferred to, and processed in, countries other than the country in which you reside. These countries may have data protection laws that are different from the laws of your country.

When we transfer your information to other countries, we take steps to ensure that appropriate safeguards are in place to protect your information and to ensure that it is treated in accordance with this Privacy Policy.

7. Cookies and Similar Technologies

We use cookies and similar technologies to collect information about your browsing activities and to improve your experience on our Services. You can manage your cookie preferences through your browser settings.

We use the following types of cookies:

  • Essential cookies: Required for the operation of our Services
  • Analytical/performance cookies: Allow us to recognize and count the number of visitors and see how visitors move around our Services
  • Functionality cookies: Used to recognize you when you return to our Services
  • Targeting cookies: Record your visit to our Services, the pages you have visited, and the links you have followed

8. Legal Basis for Processing (for EEA Users)

If you are located in the European Economic Area (EEA), we collect and process your personal information on the following legal bases:

  • Performance of a contract: To provide you with the Services you have requested
  • Legitimate interests: For our legitimate business interests, such as improving our Services and providing a better user experience
  • Compliance with legal obligations: To comply with applicable laws and regulations
  • Consent: Where we have obtained your consent for specific processing activities

9. Children's Privacy

Our Services are not directed to children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you by email or by posting a notice on our website. We encourage you to review this Privacy Policy periodically.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Universal Auto Brokers

3344 Peachtree Road NE, Suite 2000

Atlanta, GA 30326

Email: privacy@universalautobrokers.com

Phone: (800) 555-1234

By using our Services, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.